What should be your salary to buy Mercedes Benz G-Class? Understand the complete calculation of EMI

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Mercedes Benz G-Class is an iconic name for those who dream of luxury cars. The world knows it as G-Wagon, which has become a status symbol in India. Famous for its powerful looks, great performance and premium features, it is the dream of many people to buy this SUV. But do you know how much salary you will need to turn this dream into reality? Let us understand its calculation.

The starting ex-showroom price of the 2026 model Mercedes-Benz G-Class in India is around ₹ 2.55 crore, which goes up to ₹ 4.30 crore for the top model (Collectors Edition). If we add insurance, registration and other taxes to this, the on-road price increases even further.

Complete calculation of EMI

Suppose you buy the base model of Mercedes-Benz G-Class, whose on-road price will be around Rs 3 crore. If you make a down payment of 20 percent i.e. ₹60 lakh, you will have to take a loan of approximately ₹2.40 crore.

  • Loan amount: ₹2.40 crore
  • interest rate: Around 9% (for luxury cars)
  • loan period: 5 years (60 months)
  • Estimated EMI: ₹4.98 lakh per month.

What should be your salary?

Financial experts believe that your total monthly EMI should not be more than 15% to 20% of your take-home salary (after deductions). If you want to buy this car, then to pay ₹ 5 lakh EMI, your monthly salary should be Rs 25 to 30 lakh.

Not only EMI, these expenses are also important

With a luxury car like G-Wagon, not only EMI but also many other expenses come with it, like expensive insurance, fuel expenses, service and maintenance. Adding all this together, there can be extra expenditure of lakhs of rupees every month.

Is this car right for you?

G-Wagon is not just a car but a status symbol. But before buying it, it is very important to properly assess your income, savings and expenses.





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SK Sharma is a content writer who writes on news, entertainment, and lifestyle topics. She has over four years of experience and is known for conveying information in simple and clear language.
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