SIP Calculator: There was a lot of ups and downs in the domestic stock market this year. Amidst tremendous fluctuations in the year 2025, the market gave returns to investors within a normal range. Due to the slow movement of the stock market, mutual funds also did not perform very well this year. However, despite this, investors investing for the long term are not under much load. Actually, mutual fund SIP has not disappointed investors looking to invest for the long term. Here we will know how much fund can be generated in 20 years from a SIP of Rs 10,000?
SIP returns depend on stock market movements
The condition and direction of mutual fund SIP completely depends on the movement of the stock market. On one hand, the fast pace of the stock market gives tremendous returns in SIP. On the other hand, a fall in the stock market can also cause huge losses in SIP. Investors should always keep in mind that SIP never gives uniform returns. But, the risk of harm in the long term is greatly reduced. Apart from this, you also have to pay capital gains tax on the returns you get from mutual fund SIP.
If you invest Rs 10,000 every month, how much fund will be created in 20 years?
If you get an expected return of 12 percent every year, a SIP of Rs 10,000 can create a corpus of around Rs 92 lakh in 20 years, which includes Rs 24 lakh of your investment and around Rs 68 lakh of returns. Similarly, if you get an estimated return of 15 percent every year, then a SIP of Rs 10,000 can create a corpus of around Rs 1.32 crore in 20 years, which includes Rs 24 lakh of your investment and returns of around Rs 1.08 crore.
Disclaimer: This article has been written for information purposes only. Always consult your financial advisor before making any kind of investment or taking any financial risk. India TV will not be liable for any kind of risk.
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