If you are thinking of investing money in Fixed Deposit (FD), then this news is important for you. The country’s largest public sector bank Punjab National Bank (PNB) has changed the interest rates on deposits of less than Rs 3 crore. The new rates have come into effect from 24 February 2026. The special thing is that the bank is giving the highest interest on special FD of 444 days.
PNB is now giving interest ranging from 3% to 6.60% to general customers. Whereas senior citizens are getting interest from 3.50% to 7.10% and super senior citizens are getting interest from 3.80% to 7.40%. On 444 day special FD, general customers will get 6.60%, senior citizens will get 7.10% and super senior citizens will get 7.40% annual interest. This is the highest interest rate of the bank at present.
Revised fixed interest rates of Punjab National Bank (PNB)
| Period | Revised rates for general customers | Revised rates for senior citizens | Revised rates for super senior citizens |
| 1 year | 6.25% | 6.75% | 7.05% |
| > 1 year to 443 days | 6.30% | 6.80% | 7.10% |
| 444 days | 6.60% | 7.10% | 7.40% |
| 445 days to 2 years | 6.30% | 6.80% | 7.10% |
| > 2 years to 3 years | 6.30% | 6.80% | 7.10% |
| >3 years to 1203 days | 6.10% | 6.60% | 6.90% |
| 1204 days | 6.05% | 6.55% | 6.85% |
| 1205 days to 5 years | 6.10% | 6.60% | 6.90% |
| > 5 years to 10 years | 6.00% | 6.80% | 6.80% |
How much will you get by depositing Rs 1 lakh?
If an ordinary customer makes an FD of Rs 1,00,000 for 444 days, then at 6.60% annual interest rate, he can get interest of more than Rs 8200. At the same time, a senior citizen can get interest of around Rs 8900 at the rate of 7.10%, while a super senior citizen can get the benefit of around Rs 9329 at the rate of 7.40%.
Comparison with other banks
- State Bank of India (SBI) is offering 6.45% (General) and 6.95% (Senior) interest in its 444 day “Amrit Vrishti” scheme.
- Bank of Baroda is offering interest ranging from 6.45% to 7.05% on 444 day scheme.
- Indian Bank’s 444 day FD is offering interest ranging from 6.45% to 7.20%.
- Canara is also offering rates of 6.45% (General) and 6.95% (Senior) on FD of 444 days.
Latest Business News